Privacy Policy

Rev. 03/2013


  • Why?
    Lenders choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires Lenders to tell you how they collect, share, and protect your personal information. We are not a Lender or agent. We provide marketing services but we do follow privacy practices generally required of Lenders. Please read this notice carefully to understand what we do.
  • What?
    Additionally, under the federal E-SIGN Act and related state laws, with your consent, we can deliver such required information to you electronically and can use electronic records and electronic signatures in connection with your transactions with lenders in our network. If you do not want to receive the required information electronically, or do not want to use electronic signatures in connection with your transactions with the lenders, you should not agree to the terms of this agreement. If you do not consent to receiving the required information electronically, or do not consent to the use of electronic signatures in connection with your transactions with lenders in our network, we will not be able to proceed with you. The other types of personal information we collect and share depend on the product or your loan request. This information can include:
    • Social Security number and income, name, address, telephone number, email address, driver's license number, military status, information about your spouse or dependent, identification of individuals close to you such as your job supervisor.
    • Banking account information, ABA/Routing numbers, and employment information.
    • Credit history and assets including whether you rent or own, income source, how you get paid, how often you get paid, length of time with employer and bank, and next two pay dates.
    • IP address, browsing and log data, your desired loan amount and any other information that may be required in a loan application.
  • We use cookies to allow faster and easier access to your account information, monitor traffic on the site and measure traffic patterns to improve the website. We may combine personal information we collect from you with other information about you that we receive from third party sources, such as to ensure our loan matching application records are accurate.

  • How?
    All loan marketing companies need to share customers’ personal information to put you in contact with Lenders. In the section below, we list the reasons we can share their customers’ personal information; the reasons we choose to share; and whether you can limit this sharing. In the event of a transaction involving the sale of some or all of our businesses, customer and site visitor information may be one of the transferred assets and may be disclosed in connection with negotiations relating to a proposed transaction. In such case, the transferred information may become subject to a different privacy policy
Reasons we can share your personal information Does COMPANY share? Can you limit this sharing?
For our everyday business purposes – such as to forward your application information to Lenders in our network, respond to court orders and legal investigations Yes No
For our marketing purposes – to offer our loan marketing services to you Yes No
For joint marketing with Lenders and marketing affiliates Yes No
For our affiliates’ everyday business purposes - information about your loan applications and inquiries Yes No
For our affiliates’ everyday business purposes - information about your creditworthiness Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates, to market to you - we send your information to third party marketers and list managers Yes Yes
To limit our sharing
To request a change in how we share your information please let us know via the Contact Us Form.
Any questions regarding this policy should be directed to via the Contact Us Form.
Who are we
Who is providing this notice? SearchROI, LLC d/b/a
What do we do
How does protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Unless specifically designated on our website, we do not use encryption.
How does collect my personal information? We collect your personal information, for example, when you
  • inquire for a loan or give us your income or other personal information
  • fill out an online form on our Website
We also collect your personal information from others, such as credit bureaus, affiliates, lenders, lead generators, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes information about your creditworthiness
  • affiliates from using your information to market you
  • sharing for nonaffiliates to market you
State laws and individual companies may give you additional rights to limit sharing.
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Our joint marketing partners include lenders; banks; lender generators and affiliate networks
Other Important Information

Residents of Arkansas, Georgia, New York, Oregon, Washington, West Virginia and Vermont are not eligible to use this web site's payday loan and cash advance referral service. This web site's payday loan and cash advance referral service is not available in all states, and the states serviced by this web site may change from time to time and without notice. Please note that we review our privacy practices from time to time, and that our practices are subject to change. We ask that you review this page each time you interact with this website to ensure your continuing familiarity with our current privacy practices. All amended terms will be automatically effective after they are posted on the website. Your continued use of the website after such changes have been posted constitutes your agreement to the changes.

Access to Loan Information

We have access to your personal and financial information when you inquire about a loan application. When providing your Application information to loan marketing affiliates and lenders, we may provide a substitute e-mail address to the lender as your e-mail address to reduce the potential for unwanted e-mails and spam. You understand that through this substitute e-mail address, we may have access to information regarding any loan made to you by a Lender or other correspondence sent to you by the Lender. We may also, at any time, provide Lenders with the actual e-mail address you provided on your Application. We do not use information in responses from the Lender except to route such information to you

Third Party Advertisers

In order to provide services free of charge, we may display advertisements. By accessing or using this website, you expressly agree to receive these advertisements. The advertiser never has access to individual account information that you provide to us through the application process to connect you with a lender. However, these advertisers may use their own tracking technologies, including cookies, to collect information about you and other users of this website who view or interact with their advertisements. Please be advised that when you click on an advertiser’s advertisement on our website, you may be redirected to a different website operated by that advertiser or that advertiser’s marketing partner. The information practices of those third party websites are not covered by this policy. You should review the privacy statements and terms of use of all third party web sites you access In addition, we may share some or all of your personally identifiable information with third party marketers and list managers with whom we have a business relationship, and these third party marketers and list managers may use your personally identifiable information to communicate with you about other marketing or business offers via telephone, email, direct mail, text message [std. text message rates may apply], or other channels

California residents may request that your personally identifiable information not be shared with third parties by sending your request, including your full name, email address and postal address, to: SearchROI, 6709 W. 119th Street, Suite 338, Overland Park, Kansas 66209. California residents are also entitled to know that they may file grievances and complaints with California Department of Consumer Affairs, 400 R Street, Suite 1080, Sacramento, CA 95814; or by phone at 916-445-1254 or 800-952-5210; or by email to

THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not broker loans to lenders and does not make cash advances or credit decisions. This Website does not constitute an offer or solicitation to lend. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product, but may receive compensation from the lender for forwarding your information to them. Not all lenders can provide your requested loan rate or terms and we make no promises that you will be able to obtain a loan. Cash transfer times may vary by lenders and local laws. Lenders may perform a credit check to determine your creditworthiness. In some circumstances faxing may be required. For details, questions or concerns regarding your cash advance, please contact your lender directly. Lenders are solely responsible to you for all aspects of any application or loan transaction, including compliance with all applicable laws and regulations relating to your loan and any agreement or disclosures relating to your application or loan transaction (including any adverse action notices or Truth-in-Lending Act disclosures). Residents of Arkansas, Georgia, New York, Oregon, Washington, West Virginia & Vermont are not eligible to apply for a cash advance on this Website. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. Short-term loans are an expensive form of credit and not a long-term financial solution. Please use short-term loans responsibly.

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